Disclosures

1. What Zero to Hundred is — and what it isn't

Zero to Hundred is a marketplace for software licenses. Zero to Hundred, Inc. provides the technology, the identity layer, the escrow and payouts integration, and dispute resolution that make Transactions possible.

We are not:

• A registered broker-dealer or investment adviser.
• A bank, money transmitter, or payment institution.
• A law firm, an accounting firm, or a tax adviser.
• A party to the License granted by a Builder to a Buyer.

Nothing on the Platform is legal, financial, or tax advice. Talk to your own professionals before relying on Platform content for those decisions.

2. License-only model

The current marketplace operates on a license-only basis. When a Transaction completes, the Builder grants the Buyer a license to use, modify, and deploy the software. The Builder retains copyright and may continue to license the same software to others. There is no transfer of ownership through the Platform in this version.

3. The Builder is the merchant of record

For every License granted on the Platform, the Builder is the merchant of record. Zero to Hundred facilitates the Transaction and provides the rails; the Builder licenses the software directly to the Buyer. Tax-collection, invoicing, and customer-of-record obligations sit with the Builder unless we agree otherwise in writing.

4. Funds & escrow

Payments are processed by Stripe Connect. For Transactions at or above $100 USD, funds are held in escrow through Stripe Connect during the 7-day Dispute Window before being released to the Builder's connected Stripe account. Escrowed funds are held by Stripe Connect's payment systems, not on Zero to Hundred's balance sheet.

We may apply additional holds for fraud, chargeback, or compliance reasons, and we will release funds in accordance with the dispute outcome and the timing rules described in our Terms of Use.

5. Below-threshold sales are final

For Transactions below $100 USD, the source code is released to the Buyer immediately upon payment. These sales do not have a Dispute Window and are final. Buyers should evaluate small-purchase Listings carefully — including the demo, walkthrough, and disclosures — before completing the purchase.

6. Disputes are factual, scoped, and time-bound

For above-threshold Transactions, a Buyer may open a dispute during the 7-day Dispute Window only on the following factual grounds:

• broken test environment.
• misrepresentation.
• a bug that blocks evaluation.
• other factual grounds.

Disputes are reviewed by Zero to Hundred's trust team. We are not a court, and our decisions are administrative — they do not preclude either party's rights under the Terms of Use or applicable law. Outside the Dispute Window, sales are final.

7. Software is provided as-is by the Builder

Zero to Hundred does not test, audit, certify, or warrant the software offered through the Platform. The Builder is responsible for the accuracy of the Listing, the working state of the software, and any test environment they expose for evaluation. Recourse for software defects runs through the dispute process (within its scope) or directly between Builder and Buyer.

8. Identity verification — what it covers

Authentication is provided by Clerk. KYC for Builders receiving payouts and Buyers transacting above the escrow threshold is handled by Stripe Connect. These checks confirm identity for fraud and compliance purposes — they do notcertify a Builder's technical skill, code quality, security posture, or fitness for any particular use.

9. Fees & payouts

Listing on the Platform is free. Zero to Hundred charges a 8% platform fee on each completed sale, deducted from the Builder's payout. Stripe Connect processing fees may also apply and may be passed through to the Builder. The exact fees that apply to a given Transaction are visible to the parties at the time of payment and payout.

10. Tax obligations

Builders and Buyers are responsible for the tax consequences of their Transactions, including any sales, value-added, withholding, or income tax in their jurisdiction. We may collect tax documentation (e.g., W-9 / W-8 forms) and issue tax forms (e.g., 1099-K) where required by law. Zero to Hundred does not provide tax advice.

11. No exclusivity, no lock-in

Listing on the Platform does not require exclusivity. Builders may list the same software elsewhere. Buyers acquire a License under the terms described in our Terms of Use, which is independent of any other license the same software may be offered under elsewhere.

12. Data residency & subprocessors

The Platform is operated from the United States and uses the subprocessors listed in our Privacy Policy. If your use of the Platform is subject to specific regional or sectoral requirements, please review the Privacy Policy and reach out before transacting.

13. Affiliate, sponsorship & paid promotion

At present, Listings on the Platform are not promoted in exchange for payment outside the standard 8% platform fee. If we begin offering paid placement, sponsored Listings, or affiliate arrangements, we will disclose them clearly here and on the affected surfaces.

14. Risk acknowledgment

Acquiring or licensing software involves risk. Even with a working demo, a defined dispute window, and identity verification on both sides, software may not perform as expected, may require ongoing maintenance, may depend on third-party services that change, and may be affected by regulatory or contractual considerations specific to your situation. Buyers should conduct their own diligence; Builders should represent their software accurately.

15. Contact

Questions about these disclosures can be submitted through our Contact page. For account or transaction help, use our Support page so it routes to on-call.