Zero to Hundred vs Gumroad
Gumroad is a storefront for digital products. It charges no monthly fee, 10% plus $0.50 on a direct sale, and 30% when a new customer buys through Discover. The direct rate does not include card or PayPal processing. Zero to Hundred is a license marketplace for working software. Listing is free. A completed sale is 8% + $0.50 when the Builder brought the Buyer through a signed share link, or 25% when the Buyer found the listing on the marketplace.
Gumroad figures are quoted from Gumroad's pricing page, fee help, Discover help, and public product description, checked 27 October 2026. Those pages can change.
What does each one sell?
Gumroad describes itself as a place where independent creators sell digital products, including ebooks, courses, music, software, design assets, and memberships. Each creator has a storefront. Discover is the browse and search surface across those products.
Zero to Hundred lists working software. A Buyer pays once for a non-exclusive, worldwide, perpetual license to use, modify, and deploy it. The listing needs a working demo or a walkthrough video. Users and revenue are not required. The purchase does not include a business, a customer list, or revenue.
What does a seller pay?
| Topic | Gumroad | Zero to Hundred |
|---|---|---|
| What it is | A storefront for digital products, plus Discover for buyers who find a product there. | A license marketplace for working software. |
| Monthly fee | None, on the pricing page checked. | None. |
| Direct sale | 10% + $0.50, plus card processing at 2.9% + $0.30 or PayPal fees. 5% + $0.50 on new direct sales after $20,000 paid in that calendar month. | 8% + $0.50, when the Buyer used the Builder's signed share link. Processing fees may be passed through under the Terms. |
| Marketplace sale | 30% through Discover, including payment processing, for a new customer. | 25% when the Buyer found the listing without a valid signed share link. |
| Who the buyer pays | Gumroad says it has been the merchant of record since 1 January 2025 and handles sales tax collection and remittance. | The Buyer pays the listed price. The Builder is the merchant of record for the license. Builders handle their own tax obligations. |
| Selling the same thing again | A creator's storefront can sell a digital product more than once. | The license is non-exclusive. One sale does not take the listing down. |
The two direct rates are not the same kind of number. Gumroad states a card-processing rate beside its 10% plus $0.50. Zero to Hundred publishes 8% + $0.50 or 25% as the commission and, in the Terms of Use, says processing fees and currency-conversion costs may be passed through. This page does not turn that sentence into a second percentage.
A direct sale on Zero to Hundred is one where the Buyer arrived through a valid signed link for the listing or Seller profile. The first such click counts for 30 days. A visit from search or an AI assistant, without that link, is a discovery sale at 25%.
Gumroad Discover is not automatic. The Discover help page says a creator needs payout settings, a balance of at least $100 from genuine sales, and a risk review before products can be listed there. A product also needs a successful sale, a category, and ratings enabled.
Common questions
Does Gumroad charge a monthly fee?
Gumroad's pricing page says there is no monthly charge. The fee is taken from each sale.
What does Gumroad charge on a direct sale?
Gumroad's pricing page says 10% plus $0.50 per transaction for sales through a creator's profile or direct links. Gumroad's fee help says that amount does not include credit card processing at 2.9% plus $0.30, or PayPal fees. After $20,000 of paid sales in a calendar month, new direct sales that month are 5% plus $0.50. The $0.50 stays. Discover sales stay at 30%.
What does Gumroad charge when Discover brings the customer?
30% per transaction when a new customer finds and buys through Discover. Gumroad's fee help says that 30% includes payment processing. Discover has its own eligibility rules, including payout settings, a $100 balance from genuine sales, and a risk review.
What does Zero to Hundred charge?
Listing is free. There is no listing fee and no monthly fee. A completed sale is 8% + $0.50 when the Buyer arrived through the Builder's signed share link, or 25% when the Buyer found the listing on the marketplace. The Buyer pays the listed price. The Terms of Use say processing fees and currency-conversion costs may be passed through.
What can you sell on each?
Gumroad's public description lists digital products such as ebooks, courses, music, software, design assets, and memberships, sold from a creator's storefront. Zero to Hundred lists working software. A Buyer pays for a non-exclusive license to use, modify, and deploy it. A listing needs a working demo or a walkthrough video.
Zero to Hundred is not affiliated with Gumroad. Sources, checked 27 October 2026: Gumroad pricing, Gumroad's fees, Gumroad Discover, and Gumroad's public product description.
